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While bankruptcy records hold information about a person who has gone through a bankruptcy case they are usually looked up by people who need this information for their companys credit purposes. The means test that you will have to undergo will see if your monthly earnings are more than what is the norm for your state. There are luckily enough companies who will provide you with bankruptcy personal loans.
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There are some instances where you will need to apply for a personal loan. These groups will be able to inform you about the various bankruptcy laws that can be found in your state. There are instances where credit card bankruptcy will have to be declared.
It's good to have money and the things that money can buy, but it's good, too, to check up once in a while and make sure that you haven't lost the things that money can't buy. George Horace Lorimer
Some NSW councils may face bankruptcy (Sky News Australia)
The Local Government Association says up to 25 local governments in New South Wales are directly exposed to the global financial crisis with some rural councils facing the possibility of bankruptcy.